Categories
We don't believe in a single megathread that pretends every alternative-financing conversation is the same conversation. Pick the room — the people you want to hear from are already there.
Factor rates, holdbacks, COJs, and the deals that close.
The category that anchors the industry. Underwriting standards, default behavior, retrieval rate vs. holdback, contract clauses worth fighting over, and the day-to-day mechanics of running an MCA book.
What you'll find here
7(a), Express, and the pivot from MCA.
Where brokers learn how SBA actually works — credit profile thresholds, time-to-funding realities, and when the SBA pitch beats the MCA pitch on the same merchant.
What you'll find here
Commercial and residential, broker-to-broker.
Discussion among brokers crossing into or out of mortgage product lines — rate environments, processor relationships, and how mortgage origination habits translate to alternative finance.
What you'll find here
Revolving facilities and the merchants who actually qualify.
When a line of credit is the right product, who's funding them well, and how to position one against an MCA on the same submission.
What you'll find here
Splits, residuals, and the processor relationship.
CC processing economics for funders relying on splits, residual structures, and how processing shifts move with funding terms.
What you'll find here
Hard-collateral deals, soft-collateral risk.
Equipment lessors, application-only thresholds, and how to read collateral — what underwriters actually pay for and what gets returned.
What you'll find here
Receivables, advance rates, and the verification grind.
Where factoring is the right call vs. an MCA, advance rate norms, debtor verification, and the operational reality of running a factoring book.
What you'll find here
Regulation, M&A, and the stories that move pricing.
State disclosure laws, regulatory enforcement, M&A among funders and brokers, and the macro shifts that change broker behavior.
What you'll find here
From day-one broker to seasoned operator.
Tactics, scripts, lead sources, and the unspoken rules — written for brokers who want to last more than ninety days.
What you'll find here
The room for funders, syndicators, and ISOs.
Underwriting calibration, syndication norms, ISO agreement terms, and the operating side of the table that brokers don't always see.
What you'll find here
Closed deals, structured publicly.
Structured submissions of recently closed deals — terms, structure, what made it fund — anonymized at the merchant level, transparent at the deal-mechanic level.
What you'll find here