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FUNDERSDEN

Tools

Calculators built for the way brokers actually work.

Five purpose-built calculators, free to use — coming online during launch. No upsell. No paywall. No signup required to do the math.

The Five

Five calculators, one desk.

Each one targets a working broker question. Built by funders, audited against real submissions, and free to use without an account.

  • Coming Soon

    Factor Rate Calculator

    Convert MCA factor rates into total payback, daily payments, and effective APR. The number that matters before any other number.

  • Coming Soon

    Commission Calculator

    Buy rate, sell rate, points, and override — work out exactly what a broker takes home on a structured deal.

  • Coming Soon

    Payment Calculator

    Daily, weekly, and monthly remittance schedules across factor rate, term, and holdback variants.

  • Coming Soon

    APR Converter

    Translate factor-rate pricing into APR for disclosure-state submissions and merchant conversations that need apples-to-apples.

  • Coming Soon

    Buy / Sell Rate Calculator

    Stack buy rate against sell rate, see the spread, and model the override structure cleanly before the submission goes out.

Why We Built Our Own

Most calculators on the internet are wrong. Ours aren't.

The calculators floating around the industry are mostly forks of forks of a 2014 spreadsheet — built without input from anyone who's actually structured a deal in the last five years.

Ours are built by funders, audited against real submissions, and free to use without an account. They'll embed in any external blog or broker site that wants them.

Calculators come online during launch. The categories already work — start there.

Schematic line-drawing of factor-rate mechanics on a warm surface, deep green and warm taupe lines in blueprint register

Get the rest of the forum while you wait.

The categories are open. The calculators are next.